Loan Programs

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 (949) 900-6503

Niche Loan Programs:

  • Bank statement program for self-employed borrowers
  • No seasoning after a bankruptcy, foreclosure, or short sale
  • Cash out refinance up to 1 million with as low as 620 credit score
  • Common sense underwriting for in-house portfolio products

Fixed Rate Mortgages:

  • 10 years
  • 15 years
  • 20 years
  • 25 years
  • 30 years

Adjustable Rate Mortgages:

  • 5-1 ARM
  • 7-1 ARM
  • 10-1 ARM

First Time home Buyers

  • Conventional: 3% down
  • FHA: 3.5% down
  • VA: 0% down

Ask us about reverse mortgage ( Age 62+)!